Interest rate cut 'will help millions of borrowers'

09 October 2008

The interest rate cut announced by the Bank of England's monetary policy committee (MPC) yesterday (Wednesday, October 8th) will benefit millions of borrowers, it has been revealed.

According to Louise Cuming, head of mortgages at price comparison site moneysupermarket.com, 4.2 million borrowers have tracker mortgages, and all will be helped by the MPC's decision to overlook inflationary concerns in favour of boosting the flagging economy.

Specifically, Ms Cuming says that a family with a £150,000 tracker mortgage will be in line to make savings of almost £500 a year as a direct result of interest rates falling from five to 4.5 per cent.

"This is welcome and decisive action, especially as it has taken the market by surprise," she commented.

"Whilst the Bank of England has sacrificed its battle with inflation in favour of a war with recession, it will bring immediate relief for the borrowers with tracker mortgages (36 per cent of the mortgage market) who will see significant monthly savings, and it is a vital move to increased confidence in the market."

With increased confidence in the market, more people will be looking to move - and as such may need to look for a suitable place to store their belongings.


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